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The Hull White Model >>> factors = [math.exp(-0.05*t) for t in times] >>> import ppf.market >>> c = ppf.market.curve(times, factors, loglinear) >>> from numpy import zeros >>> expiries = [0.0, 0.5, 1.0, 1.5, 2.0, 3.0, 4.0, 5.0] >>> tenors = [0, 90] >>> values = zeros((8, 2)) >>> values.fill(0.04) >>> surf = ppf.market.surface(expiries, tenors, values) >>> env = ppf.market.environment() >>> key = "zc.disc.eur" >>> env.add curve(key, c) >>> key = "ve.term.eur.hw" >>> env.add surface(key, surf) >>> key = "cv.mr.eur.hw" >>> env.add constant(key, 0.01) >>> r = ppf.model.hull white.requestor() >>> s = ppf.model.hull white.lattice.state(21, 3.5) >>> sx = s.fill("eur", 1.0, r, env) >>> f = ppf.model.hull white.fill(2.0) >>> PtT = f.numeraire rebased bond(1.0, 1.5, "eur", env, r, sx) >>> roll = rollback("eur") >>> yt = roll.rollback(0.5, 1.0, s, r, env, PtT) >>> y0 = roll.rollback(0.0, 0.5, s, r, env, yt) >>> for i in range(21): print y0[i] 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448 0.922022844448

1 ( 2) is the standard deviation of factor 1 (2), and A is the rm-speci c risk standard deviation. If we assume that (f1, f2) 0, (f1, A) = 0, and (f2, A) = 0, then the correlation between two obligors A and B s returns are given by:

When psychologists provide services to several persons in a group setting, they describe at the outset the roles and responsibilities of all parties and the limits of confidentiality.

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formance on individual items, observations, and impressions) may also play a role in generating hypotheses about the student s profile of abilities, skills, and needs These hypotheses then may be confirmed or abandoned by collecting additional information that verifies (ie, cross-validates) or disconfirms the hypothesis (Kaufman, 1994) According to the Standards, evaluating the technical adequacy of assessment instruments and procedures involves careful consideration of the evidence for test reliability, validity, and the adequacy of the standardization norms Each of these areas is addressed next Test Reliability Test reliability refers to the consistency of test scores when a testing procedure is repeated on a group of individuals Two types of reliability information should be reported in the manuals for tests to be used in psychoeducational decision making: test stability and internal consistency reliability.

Road traf c accidents involving motorcycles and cars are the commonest cause, followed by domestic falls, accidents at work and accidents in sport. The order of frequency of injury in terms of neurological level is cervical, then thoracic, then lumbar. Initial care at the site of the accident is vitally important, ensuring that neurological damage is not incurred or increased by clumsy inexperienced movement of the patient at this stage. Unless the life of the patient is in jeopardy by leaving him at the site of the accident, one person should not attempt to move the patient. He should await the arrival of four or ve other people, hopefully with a medical or paramedical person in attendance. Movement of the patient suspected of spinal trauma should be slow and careful, with or without the aid of adequate machinery to cut the patient out of distorted vehicles. It should be carried out by several people able to support different parts of the body, so that the patient is moved all in one piece.

Jack Bologna, Handbook on Corporate Fraud (Boston: Butterworth-Heinemann, 1993), 4. Also see William C. Cunningham, John J. Strauchs, and Clifford W. Van Meter, The Hallcrest Report II (Stoneham, MA: Butterworth-Heinemann, 1990), 31. Bologna, 5. Also see Henry S. Ruth, The Nature, Impact, and Prosecution of White Collar Crime (Washington, DC: U.S. Government Printing Office, 1970), Foreword. Joseph T. Wells, CFE, CPA, Occupational Fraud and Abuse (Austin, TX: Obsidian, 1997), 35. Fraud Statistics, The Association of Certified Fraud Examiners, www.acfc.org. Accessed March 28, 2002.. ACFE, 2002 Report to the Nation, ii. Davita Silfen Glasberg, The Dialectics of White Collar Crime: The Anatomy of the Savings and Loan Crisis and the Case of Silverado Banking, Savings, and Loan, The American Journal of Economics and Sociology (October 1998), available online at www.findarticles.com. U.S. Department of Justice, Fiscal Year 2000 Performance Report and Fiscal Year 2002 Performance Plan. Matthew Weinstock, Erroneous Payments Cost Government $20 Billion in 2001, www.govexec.com. Accessed May 31, 2002.

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Test stability or test-retest reliability studies provide information about the consistency of scores from one testing session to another This information typically is obtained by administering the same test to the same group of examinees on two occasions and correlating the resultant test scores (Sattler, 2001) Internal consistency reliability is based on scores obtained during one administration of the test The reliability coefficient obtained in this manner provides information about the extent to which items on the test are intercorrelated According to the Standards, coefficients of internal consistency should not be substituted for estimates of stability unless evidence supports that interpretation in a particular context (p 28) How reliable must a test be There is no simple answer to this question.

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